Security Profiles

High performing, consistent user journeys

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This is the latest version Published 4 months ago 07 Apr 2022

Customers will use Open Banking products and services if their experience matches their expectations for ease of use, to inform their financial decisions. So the interface between TPPs and ASPSPs only introduce enough friction to provide the customer with control and trust.

Financial Grade API (FAPI)

Specification describing a collection of RESTful APIs that enable TPPs to access information and initiate payments for customers, by connecting to ASPSPs – securely, efficiently, and with customer consent.

Client Initiated Backchannel Authentication (CIBA)

Specification describing a collection of RESTful APIs that enable TPPs to access information and initiate payments for customers, by connecting to ASPSPs – securely, efficiently, and with customer consent.

Case Studies