This section contains important guidance for participants developing end-user propositions. These documents sign-post relevant regulations and provide best practice principles. The guidance is non-binding but it is hoped that it provides useful input to the development of end-user centric propositions that build and engender trust across the ecosystem. Whilst these documents have been drafted with regard to relevant regulatory provisions and best practices, they do not provide a complete list of the regulatory or legal obligations that apply to Participants. Participants are responsible for their own compliance with all regulations and laws that apply to them.