Guidance for ASPSPs to demonstrate that their dedicated interface has been designed and tested in line with EBA requirements, that has been appropriately stress tested and to evidence wide usage by TPPs.
Other pages in this section Operational Guidelines Overview Availability and performance Dedicated Interface Requirements Problem Resolution Change and Communication Management Operational Guidelines Checklist Change Log
In this chapter Design & Testing The Open Banking Standard was developed by Open Banking Ltd (OBL), the Implementation Entity described in the CMA Order, over a period of 18 months in collaboration with nine of Europe’s largest financial institutions as well as 500+ representatives from other ASPSPs, TPP communities, PSD2 and consumer stakeholder groups, and prominent fintech leaders. Read more Testing Facility ASPSPs are required to provide a Testing Facility to allow authorised and pre-authorised1 TPPs to undertake connection and functional testing of their products and services using non-PSU data. Issues identified in the testing process are useful to ASPSPs, alerting them to potential issues with their production environment. Read more Stress Testing Stress testing should either be conducted on the production interface (and underlying production systems) and / or staging/pre-production systems which have similar infrastructure, so there can be certainty that the test results will represent what will happen in a real-word scenario. Read more Wide Usage The Final EBA Guidelines have clarified that the wide usage requirements not only include the number of TPPs that make use of the dedicated interface but also the number of successful responses of ASPSPs to TPP requests the number of available TPPs and the results of testing, including the resolution of any issues that have been identified. Read more Obstacles EBA Guideline 5 places a requirement on ASPSPs to ensure that their dedicated interface does not create obstacles for the provision of services by PISPs, AISPs and CBPIIs. Read more
Design & Testing The Open Banking Standard was developed by Open Banking Ltd (OBL), the Implementation Entity described in the CMA Order, over a period of 18 months in collaboration with nine of Europe’s largest financial institutions as well as 500+ representatives from other ASPSPs, TPP communities, PSD2 and consumer stakeholder groups, and prominent fintech leaders. Read more
Testing Facility ASPSPs are required to provide a Testing Facility to allow authorised and pre-authorised1 TPPs to undertake connection and functional testing of their products and services using non-PSU data. Issues identified in the testing process are useful to ASPSPs, alerting them to potential issues with their production environment. Read more
Stress Testing Stress testing should either be conducted on the production interface (and underlying production systems) and / or staging/pre-production systems which have similar infrastructure, so there can be certainty that the test results will represent what will happen in a real-word scenario. Read more
Wide Usage The Final EBA Guidelines have clarified that the wide usage requirements not only include the number of TPPs that make use of the dedicated interface but also the number of successful responses of ASPSPs to TPP requests the number of available TPPs and the results of testing, including the resolution of any issues that have been identified. Read more
Obstacles EBA Guideline 5 places a requirement on ASPSPs to ensure that their dedicated interface does not create obstacles for the provision of services by PISPs, AISPs and CBPIIs. Read more