Decoupled Model C: TPP Generated Identifier

1

CEG Checklist Requirements 1
For this step, please refer Section 4.1.1, step 1 & step 2.

2

CX Considerations 2
PISPs must present PSUs with the authentication options supported by the ASPSP which in turn can be supported by the PISP device/channel (e.g. A PISP kiosk that can only support authentication by ASPSP mobile app).

3

CX Considerations 3
If PISPs and ASPSPs support Model C then PISPs must display an identifier generated from the ASPSP to the PSU (e.g. QR code) and information on how the identifier should be used within the ASPSP app (e.g scan QR code with the ASPSP app).

4

CX Considerations 4
PSUs should be able to easily use the identifier presented by the PISP application (e.g. scan the code from the Kiosk in this instance) without much friction (e.g of manually entering an alphanumeric code).

5

CEG Checklist Requirements 5
After the PSU the scans identifier from the PISP within the ASPSP app, then the ASPSP must display the payment request and clearly mention the amount and the payee and payment account.

6

CEG Checklist Requirements 6
ASPSPs performs SCA. The ASPSP app based authentication must have no more than the number of steps that the PSU would experience when directly accessing the ASPSP mobile app (biometric, passcode, credentials).

7

CX Considerations 7
ASPSPs must make the PSU aware that they have been logged off from the ASPSP app and notify them to check back on the originating PISP app.

8

CEG Checklist Requirements 8
The PISP must confirm successful confirmation of payment initiation.